Area Agency on Aging to Assist with Benefits Counseling for Medicare Beneficiaries Through Open Enrollment
East Texas Area Agency on Aging • October 31, 2022
People with Medicare have more choices and options for their Medicare coverage in 2023. Plan costs and covered benefits have changed, so the Area Agency on Aging of East Texas (AAA) encourages people with Medicare to look at their coverage choices and decide the options that best fits their health needs. Open Enrollment for 2023 Medicare health and drug plans begin on October 15, 2022, and ends December 7, 2022, giving individuals a chance to modify their plans.
The changes Medicare recipients can make during Open Enrollment include
- Joining a new Medicare Advantage Plan or Part D prescription drug plan
- Switching from Original Medicare to a Medicare Advantage Plan
- Switching from a Medicare Advantage Plan to Original Medicare (with or without a Part D plan)
Beneficiaries should always shop for a new drug plan, and Medicare Advantage plan each year to ensure they are getting the best coverage for the best price to suit their needs. Plans can be viewed and compared at www.medicare.gov.
“I often hear people say, ‘I’m really happy with my current Medicare prescription plan so I don’t need to call a Benefits Counselor or look at making any changes.’ What you might not realize is the price of your current plan can change every year,” said AAA Director Colleen Halliburton. “If you do not go through the plan review process, you may be surprised on January 1st with higher costs, and those costs will be locked in for another year.”
The AAA is also known as the State Health Insurance Assistance Program (SHIP) and is available to compare your current coverage with available options and assist you with enrollment at no cost. Speak to a qualified Benefits Counselor by calling the Area Agency on Aging at 1-800-442-8845. You may set up an appointment and be advised over the phone, by virtual meeting, or in person.
Local Scheduled Presentations
Our Certified Benefits Counselors have an event scheduled for several counties in the 14-county ETCOG region. These counties include Anderson, Henderson, Marion, Rains, and Wood. A list of scheduled presentations with times and locations can be viewed at www.easttexasaaa.org/benefits-counseling. These presentations require an appointment prior to arrival. To reserve your spot, call the Area Agency on Aging at 1-800-442-8845.
Be on alert for these Medicare Open Enrollment scams
- Medicare or a health plan calls and wants to send you a new health card for $299.
- You receive a call about a refund from last year’s premiums or your drug plan cost.
- An agent tries to sign you up for a plan that you don’t need, isn’t right for you, or doesn’t even exist.
- Watch out for fake RX cards offering significant discounts with little or no benefits.
- You receive a call offering significant discounts on a new health insurance plan.
Tips on how to stop fraud during Open Enrollment
- Medicare will never call or visit. Medicare will only send information via postal mail service.
- Guard your Medicare card and number like a credit card.
- Don’t give out your Medicare number except to your doctor or other providers.
- Don’t let someone push you into making a fast decision.
- If you receive a call, especially from a number you do not recognize or anyone requesting personal information, hang up immediately.
- Know your health care options. Get help from your family, the Medicare website, or your local State Health Insurance Assistance Program (SHIP).
- No health care plan is allowed to cold call.
For questions about fraud or to report a scam, please contact the Senior Medicare Patrol at 1-888-341-6187.
The Area Agency on Aging of East Texas is partnering with First Christian Church in Jacksonville to offer a free Benefits & Estate Planning Presentation for Seniors and Caregivers. The informative workshop will be held Thursday, September 17, from 10 a.m. to noon at the First Christian Church Sanctuary, 1920 Beaumont Street in Jacksonville. Presented by Paul Zambie, Managing Attorney with Texas Legal Services Center, the session will help attendees better understand legal and planning issues that can affect older adults and their families. Topics will include wills and trusts, deeds, transfer-on-death deeds, long-term care Medicaid, Medicaid estate recovery, and senior services. This free presentation is designed to give seniors and caregivers practical information to help prepare for life’s challenges and make informed decisions about the future. For more information, contact the Area Agency on Aging of East Texas at 903-218-6500 or 1-800-442-8845.
This summer, ETCOG Director of Aging Programs Adrian Cornejo welcomed an extraordinary experience into his home through his volunteer work with Creating Friendships for Peace (CFP). For one month, Adrian hosted two students from Cyprus, Michael and Derin, who came to East Texas through the CFP program. During their stay, the students shared a room in Adrian’s home, experienced daily life in the region, shadowed Adrian at ETCOG, and attended an ETCOG Executive Committee meeting. Creating Friendships for Peace brings young people from communities affected by longstanding divisions together for cultural exchange, dialogue, and relationship-building. Cyprus has been divided for decades between Greek Cypriot and Turkish Cypriot communities, with a history of conflict and mistrust that can shape how young people see those from the other side of the island. Adrian said the experience gave him a deeply personal view of how division can affect young people and how meaningful it can be when they have the opportunity to connect outside of those divisions. “What I witnessed through these young men was difficult to process,” Adrian said. “Each of their societies has, in different ways, instilled distrust, division, and even hatred toward people on the ‘other side.’ Perhaps the most heartbreaking part is hearing that this begins when they are children.” Through his involvement with CFP, Adrian also hosted two young men from Israel for a few days, one Jewish Israeli and one Arab Israeli, who similarly came from communities shaped by complex social and political divisions. “This is not a political story,” Adrian said. “It is a personal reflection on what has been one of the most emotional and humbling experiences of my life. Hearing the students’ experiences made me realize just how much we take for granted here in the United States,” he said. “We have the freedom to think, to question, and to decide for ourselves what we believe and how we treat others.” For Michael and Derin, their time in East Texas offered an opportunity to see a different community, to witness regional collaboration in action as our elected officials voted on ETCOG business, and to build friendships beyond the boundaries and assumptions they may encounter at home. “I think words are too little to describe the last four weeks,” said Michael. “This month we became a family. I was talking with Derin, and I told him it feels like we are packing to go to vacation, not home.” “I want to thank Mr. Adrian for hosting us and being part of our destiny in this trip,” said Darin. “You are very hard working and care about us. I am very grateful for you taking us to San Antonio trip, for your work, and giving us opportunities to meet wonderful people…I wish to mature up and become a person like you one day wh helps everyone like you do.” Adrian said the friendships formed through CFP demonstrate that meaningful change often starts on a personal level. “Peace doesn’t begin with governments or political agreements,” Adrian said. “Sometimes, it begins with a conversation, a friendship, and the willingness to see another person as a human being rather than as a representative of ‘the other side.’” He added that he is grateful for the friendships and perspectives the students brought into his life. “I will carry their stories, their friendship, and what I learned from them with me for a very long time,” Adrian said. ETCOG is proud to recognize Adrian’s commitment to service and his willingness to share both his home and workplace with students participating in this important exchange for peace.
